By Glen McCall
July 25, 2023

Summer is a thief’s favorite time of year

Summer fun can turn into a financial nightmare with identity theft. Learn how to protect yourself.

Summer vacation is a great time to relax, have fun, and create precious memories with family and friends. However, it can also be a time when your spending activity increases, giving thieves more opportunities to take advantage of your hard-earned dollars. 

Identity theft is a growing problem in today’s digital world. It occurs when someone steals your personal information, such as your name, social security number, or credit/debit card number, and uses it without your permission for their own financial gain. Identity theft can cause serious financial damage, and the effects can last for years.

That’s why it’s so important, not just in the planning stages of your summer vacation but in your everyday life, to take precautions and prepare in the event your financial information ends up in the wrong hands. 

First and foremost, consider investing in or opening banking accounts that offer Identity Theft Protection. This can help protect you against financial loss if a criminal uses your personal information to open new credit cards, take out loans, or make purchases in your name. With ID Theft Protection, you can get alerts when there is suspicious activity on your accounts and take action before it’s too late. 

Also, recovering from identity theft can be lengthy and difficult. ID Theft Protection services offer support and guidance to help you recover your stolen identity and repair any damage done to your credit or financial standing.

Here are some other tips to help you enjoy your summer vacation while helping to keep your finances secure:

Create a budget: Before you even start planning your vacation, create a budget. Determine how much money you can realistically spend and allocate it to different categories such as accommodation, food, transportation, and activities.

Use credit cards wisely: When using credit cards, be sure to only use them for purchases you can afford to pay off at the end of the month. Also, only use your credit card on secure websites or with trusted merchants.

Use ATMs wisely: If you need to withdraw cash, use an ATM in a well-lit, public location. Also, be sure to cover the keypad when entering your PIN.

Keep track of your spending: Keep a record of all your expenses and check your bank account regularly to ensure that you are not overspending or experiencing any unauthorized transactions.

Secure your belongings: When traveling, make sure to secure your belongings, such as wallets, passports, and electronic devices, in a safe place.

Be wary of scams: Be wary of scams, especially when traveling to unfamiliar places. Avoid giving out personal information and only use trusted services such as taxis and tour operators.

Purchase travel insurance: Consider purchasing travel insurance to protect yourself against unexpected events such as canceled flights, lost luggage, and medical emergencies.

Taking steps to secure your identity and protect what you’ve worked so hard for will give you peace of mind knowing that your personal information is being monitored and protected and that you’ve prepared accordingly using the tips above. 

Now enjoy your summer vacation and create those precious memories!

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About Glen McCall

Glen McCall leads First United Bank’s Oklahoma City and Edmond Markets and its purpose to inspire and empower others to Spend Life Wisely.

Glen is a graduate of Eckerd College, earning his degree in Business Management and ABA’s Commercial Lending School at SMU.

Glen serves his community through Scouting and Santa Fe Presbyterian Church in Edmond.

Glen resides in Edmond, OK with his wife of 27 years, Tracie, a Special Ed. Teacher, and their 3 sons. His free time is spent at his sons’ football games, band competitions and swim meets.